Our Services

Personal Insurance

From home and vehicle cover to personal possessions and liability cover, Omara’s short-term insurance options are comprehensive and pay out quickly when you need it most. We’re all about eliminating unnecessary hold-ups.

  • House Contents
  • All Risks
  • Buildings
  • Vehicles
  • Watercraft
  • Public liability
  • Extended personal legal liability
  • Legal costs and expenses
  • Personal Accident
  • Death benefit plan
  • Hospital benefit plan

Commercial/Business Insurance

There are so many threats to businesses today that you don’t have control over. Commercial insurance from Omara will cover you for all kinds of risks, from Fire to Theft to Deterioration of Stock and Interruption of Service, as well as Professional Indemnity Cover. With our trademark fast payouts, you can be sure that you’re covered 24 hours a day.

    • Buildings (Combined)
    • Fire
    • Business Interruption
    • Theft
    • Office Contents
    • Money
    • Glass
    • Goods in Transit
    • Business All Risks
    • Accidental Damage
    • Fidelity insurance (theft by employees)
    • Public Liability
    • Personal accident cover (individuals and employees)
    • Vehicles
    • Electronic Equipment
    • Machinery Breakdown
    • Business interruption (following machinery breakdown)
    • Broad form liability
    • Employers liability
    • Stated benefits
  • Deterioration of stock
    ** This solution is not limited to the above sections, additional cover can be provided if required.

Long Term Insurance

Personal:

  • Life Insurance
  • Joint Life Last Death
  • Accidental Death
  • Accident Plus
  • Basic Death Income Protection
  • Extended Death Income Protection
  • Impairment & Disability Benefits
  • Disability Cover
  • Disability Income Protection
  • Critical Illness Benefits
  • Early Cancer cover
  • HIV Positive Life Cover
  • Funeral Cover
  • Long Term Care Cover
  • Credit Life Insurance

Businesses:

  • Buy & Sell Agreements
  • Contingent Liability Insurance
  • Key Person Insurance
  • Loan Account Protection
  • Business Income Replacement

Liability

  • Commercial Crime
  • Cyber Risks
  • Directors & Officers Liability
  • Employers Practice Liability
  • Financial Institutions
  • General Liability
  • Medical Malpractice Liability
  • Pension Fund Trustees Liability
  • Professional Indemnity
  • General Public Liability
  • Broadform Liability
  • Products Liability
  • Events Liability
  • Passenger XOL Liability
  • Motor Third Party Liability
  • Warehousemen & Carriers Liability
  • Contractors Liability
  • Fire Arm Extended Liability
  • Fidelity Risk
  • Money in Transit
  • Special Events Security Services

Guest House Insurance

  • Property damage
  • Business Interruption
  • Vehicles
  • Liability
  • Umbrella liability (Top-Up Liability)
  • Other sections
  • **This solution is not limited to the above sections, additional cover can be provided if required. You are able to insure your personal and business risks under a single policy.

Tourism Industry Insurance

  • Buildings
  • Fire
  • Vehicles
  • Money
  • Public Liability
  • Umbrella Liability (Top-Up Liability)
  • Theft
  • Other sections
  • ** This solution is not limited to the above sections, additional cover can be provided if required.

Medical Insurance

  • Contents of medical practice
  • Money
  • Business all risks
  • Public Liability
  • Business Interruption
  • Fidelity Insurance (Theft by Employees)
  • Accounts receivable
  • Optional cover
  • ** This solution is not limited to the above sections, additional cover can be provided if required.

Travel Insurance

  • Emergency medical expenses
  • Worldwide 24-hour emergency assistance
  • Cancellation and curtailment of transportation
  • Repatriation and evacuation
  • Personal accidents
  • Personal Liability
  • Loss of luggage, documents and cash while travelling
  • Hijack, hostage and wrongful arrest
  • Travel supplier insolvency

Aviation

  • Corporate Aircraft
  • Private owners and sport classes
  • Aircraft owners and operators liability
  • Experimental aircraft
  • Deductible aircraft
  • Agricultural aircraft
  • Gliders
  • Charter operators

Bonds and Guarantees

  • Construction guarantees contract, bid, performance, maintenance retention and payment bonds
  • Court bonds as required by the master’s office for deceased and insolvent estates
  • Trade bonds for customs and excise duties

Heavy Haulage

  • For all heavy commercial vehicles with a gross vehicle mass exceeding 3 500 kilograms
  • Excess reducer
  • Credit Shortfall
  • Extended wreckage removal
  • Extended territorial limits
  • Cross-Border towing
  • Loss of use
  • Third-Party excess reducer
  • Increase third-Party Liability
  • Towing-mechanical breakdown
  • One excess – GIT / own damage

Specialist Underwriting

Marine Cover
  • Marine cargo – imports and exports
  • Hull – commercial, fishing and pleasure craft
  • Transit and related Liabilities
  • Marine Liabilities
Schemes
  • Sectional Title Schemes
  • Share Block Schemes
  • Group & Cluster Housing
  • Retirement Villages (excl frail-care liability)
  • Schemes with commercial and residential components combined
  • Schemes that offer a combination of various schemes in one, such as life rights and timeshare
Engineering Risks
  • Contractors all risks insurance
  • Engineering project insurance cover
  • Advance loss of profits insurance
  • Contractors plant and equipment insurance
  • Machinery breakdown insurance
  • Loss of profits following machinery breakdown insurance
  • Deterioration of stock insurance
  • Electronic equipment insurance
  • Civil engineering completed risks insurance
Hospitality & Leisure
  • Bed & Breakfasts
  • Hotels
  • Game Farms
  • Golf Estates & Clubs
  • Restaurants, incl franchises
  • Resorts
  • Lodges
  • Guest Houses

Dental Insurance

  • Contents of medical practice
  • Money
  • Accidental damage
  • Accounts Receivable
  • Business Interruption
  • Public Liability
  • Employers Liability
  • Fidelity Insurance (Theft by employees)
  • Optional cover
  • ** This solution is not limited to the above sections, additional cover can be provided if required.

Farmers

  • Property Insurance
  • Fire and related perils
  • Losses due to business being interrupted by certain events
  • Money
  • Burglary
  • All Risk Insurance
  • Accidental damage to glass
  • Damage to or loss of electronic equipment
  • Machinery breakdown and business interruption
  • Accidental damage to property
  • Loss or damage to your private dwelling and the contents thereof
  • Vehicle Insurance
  • Liability Insurance
  • Protecting your crops and Protecting your vines
  • Additional Cover for employees stealing your property and death or disability of yourself or your farm worker

Other Insurance

  • Property insurance
  • Gap cover
  • Travel insurance
  • Vintage vehicle cover
  • Heavy Haulage Cover
  • Marine & Cargo Cover
  • Specialized Business Insurance
  • Pet Cover
  • Taxi Insurance
  • Chips & Scratches (Dent Cover)
  • Tyre & Rim Protection
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Get In Touch

102 Oceanview Drive, Blue Horizon Bay, Port Elizabeth.

041 776 1053

064 755 9820

anette@omaraconsulting.co.za

Registered Financial Services Provider: FSP 47735